St George Credit Cards

Credit cards are used by almost everyone today. If you happen to be looking for a new credit card there are so many things to consider. St. George is one of Australia's foremost retail and business banks. St. George was actually founded in 1937 as a housing based financial institute gained its full banking status in 1992. St. George is a stable financial institute to consider when it comes to applying for a credit card. One of St. George's foundational cornerstones is excellent service and wonderful people. They continually strive to improve their service and train their staff to go exceed customer expectations.

Credit Card Options

There is a wide range of St. George credit cards to select from. Every one has its own unique set of features and benefits that customers can choose from. Currently, yearly charges can range from $0 to $89. Interest rates vary from 11.49 percent to 19.24 percent annually for purchases. Cash advance interest rates range from 18.74 percent to 20.24 percent annually. While these may be the two factors that are most crucial to the bulk of customers looking for a credit card, there are numerous other features that are available with certain credit cards.

Other St. George Credit Card Options

Some of the features owners of St. George credit card may benefit from depending upon which card they choose are:

Additional cards - Select cards provide between 1 and 3 extra cards at no extra charge.
Interest free period - St. George credit cards allow up to 55 days of interest free time on purchases.
Daily Cash - Daily cash is limited to either $2,000 or $5,000 depending upon the credit card selected.
Insurances - St. George credit cards offer overseas travel, transit accident, purchase cover, extended warranty insurance, and domestic flight inconvenience insurance on select cards.
Payment Options

St. George offers a number of methods to make your payments as well. This includes paying via internet, phone banking, BPay, automatic payment plans, paying at any St. George ATM, in person at a St. George branch, at any Australian post office that has the giroPost sign, or mail your payments. Whatever method fits your lifestyle best is available from St. George.

All St. George credit cards provide worldwide ATM and POS acceptance, instant benefits, linked access to St. George deposit accounts, internet and phone banking, and emergency replacement cards. These convenient options are very important features to consider when seeking a new credit card.

Credit cards from St. George are backed by a stable company that takes pride in putting customer service first. Along with the annual fees and interest rates that we discussed previously this should be taken into consideration as you select the credit card you wish to use. St. George seems to make a concerted effort to make its services as convenient as possible for its customers.

Angela Bishop has worked in the banking industry for over 10 years helping customers choose the right credit card andpersonal loan products that suit there needs. Credit cards don't need to be complicated. More recently she has been writing articles for InterestRateComparison.com.au